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The Foundation

Formed in 2003, Sentenial is a market leader in the provision of next generation payment services to businesses of all sizes and banks. Initially providing support for businesses in Ireland using direct debits, the company now supports thousands of customers throughout Europe and serves these across all aspects of Account-Based Payments and Open Banking.

From the beginning, Sentenial services have been delivered from a cloud based environment incorporating the latest technologies to ensure we provide safe, secure and scalable solutions to our customers.

Complete Payment Processing

The product suite has been extended to enable banks and other financial institutions to process electronic payments in the most efficient way possible. This gives Sentenial the unique ability to fully process an electronic payment from end-to-end. At the same time the underlying design of all aspects of the service was updated to allow other organisations to deliver the services under their own branding.

Strategy of Innovation

A key strategy for Sentenial is continuous investment in technology, development and product innovation. This approach has led to Sentenial leading the market in many arrears such as the automation of the direct debit process, open banking and the implementing of real-time payments.

The pace of development continues with Sentenial currently advancing ever more ground-breaking propositions centered around Open Banking and Request-to-Pay. 

Adding Banking Functionality

Political pressure to introduce competition and innovation into the payments and banking markets created an opportunity for Sentenial to obtain Authorised Payment Institution permissions from the FCA and later also from the ACPR. Trading under the Nuapay brand, the existing Sentenial infrastructure delivers real-time businesses current accounts integrated with intelligent payment engines and supporting access to all functionality.

Open Banking

A rapidly growing sector within financial services is the adoption of Open Banking. This has created unprecedented opportunities for the development of a new Open Banking Payment Method.

Only regulated entities can provide Open Banking services and thus Nuapay’s licence has been extended to cover the provision of both account information and payment initiation services.

Sentenial currently leads the way in the development and implementation of new Open Banking based payment schemes that deliver an enhanced user experience, reduced processing cost and are fraud free by design.

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The Future

Payments and banking are experiencing the most rapid period of change ever seen. Sentenial is involved in many aspects of these developments and is fully committed to making sure its customers benefit from these opportunities.Get in touch to discuss how these developments can make your business thrive.

Company Structure

The Sentenial head office is in Maynooth, Co, Kildare, Ireland. Centralised services such as HR, finance and customer support are based in this location.

Licenced activities, such as Nuapay, are delivered from our London, UK and Paris, France based subsidiaries

Sentenial also has operational companies in Poland and Belgium

Join our Team

Sentenial is an ambitious, dynamic and fast-growing company in the rapidly evolving international payments industry. We are constantly seeking high-calibre individuals throughout Europe.

Our innovative payment solutions and rapid market acquisition means that Sentenial is poised for significant international growth.

We are always interested in hearing from both experienced candidates with a payments background and graduates who are interested in an expanding sector of the financial and payments industry.

Applications will be treated in the strictest confidence and we encourage individuals with varied skills and backgrounds to contact us on +353 1 629 2141 or at

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