All modules can be easily and rapidly integrated with your core banking applications. A number of widely used payment le formats are used for this purpose (e.g. MT103) and as a result, very little eort is required by the bank to
achieve full STP.

Origix IP Features

• Deliver all necessary booking information to your bank systems via a settlement feed provided in several formats.
• Support the SEPA credit transfer scheme and both direct debit schemes (Core and B2B).
• Enables banks to initiate and manage outgoing R-transactions, via a self-service user interface. All message types supported including Recall, Revoke, Request to Cancel, Reversal, Refusal, Reject, Return and Refund.
• Support of the technical requirements contained in EU regulation 260.
• Multi-country, multi-lingual, multi-bank, multi-CSM and multi-scheme (SCT, SDD Core, SDD B2B) solution.

Integration

• Various integration levels are available, ranging from access through a secure GUI, to integrated STP access by means of le exchange. This allows a bank to start small and gradually increase its SEPA footprint in a phased and manageable manner.
• Secure SaaS (Software-as-a-Service) offering, with reduced implementation timeline and costs when compared to installed solutions.

Flexible Clearing options
Origix IP allows you to manage all interactions with your preferred SEPA clearing partner. Origix IP provides the flexibility to choose your preferred clearing partner, supporting direct participant banks, ACHs and PEACHs. Origix IP supports CSM connectivity via SFTP.

CUSTOMER SELF-SERVICE reduces operational costs with self- service intuitive user interface and self-configuration options

SaaS BASED SYSTEM can be set up and operational in a matter of weeks avoiding expensive installation fees

SCALABLE SOLUTION with usage based costs, handling small and large transaction volumes

CONTINUOUS EPC COMPLIANCE checks and regulation rule book updates

STRAIGHT THROUGH PROCESSING end-to-end transaction and R-message handling from origination through clearing and settlement in a straight through processing manner

SEPA COMMUNITY Origix IP offers you instant access to a growing community of Europe's leading banks and corporates as they prepare for and adapt to SEPA